Buying a Home on Bainbridge Island

I know you will love living on Bainbridge Island as much a I do.  Bainbridge Island is a small town with all the benefits of big-city Seattle just a ferry ride away. We have hiking trails, lots of open space, beaches and golf courses to enjoy . . . and many lovely homes, from waterfront estates to cozy neighbohoods.

More than MLS

I am constantly touring the available homes on Bainbridge Island and I can provide you information about the details and condition of each home you have an interest in.

While home search sites can give you a good idea of what is available on Bainbridge Island, they are limited to showing you only what the selling agents have chosen to display.

It is difficult to discern details from broad, general shots of a room. The pictures I can provide you, as my client, will show finish details. Think the difference between thermofoil wrapped particleboard kitchen cabinets and solid wood cabinets.

Searching for a Home on Bainbridge Island by Neighborhoods

Easily get a sense of the different areas and neighborhoods on Bainbridge Island by using my custom Search by Neighborhoods Tool. Click on the neighborhood links below to see homes for sale by neighborhood. Also, find out about smaller developments and enclaves within many of the neighborhoods. You’ll also see maps, photos and practical insider information to help you research the wide variety of Bainbridge Island neighborhoods from afar.

Search by Neighborhoods Tool

You can get a visual overview of the island while finding homes by neighborhoods.  The tool also allows you to make custom searches and save them. This intuitive program goes beyond the typical search program you may have used before.

The Winslow Neighborhood on Bainbridge Island. Click the map to see homes for sale in this neighborhood.

I’ve Broken it Down by Neighborhood for You

Click here to see a list of the major neighborhoods on the island.  Also, find out about smaller developments and enclaves within many of the neighborhoods.  You’ll see maps, photos and practical insider information to help you research the wide variety of Bainbridge Island neighborhood from afar.

Relocating to Bainbridge Island

For buyers who are considering relocating to Bainbridge Island I can provide in-depth reviews of potential homes. These reviews will include:

• analyzing if the price is appropriate to the value
• a detailed discussion of the decor of the house including how it has aged
• a complete photographic profile of the house presented in a website

The Northwest MLS has rules prohibiting ‘advertising’ other agents listings but if you email me (no hassle, just an email) I can give you access to websites of homes I have previously reviewed.

I will save you time and effort when you come to the area to tour homes by filtering for homes that meet your criteria. Of course this will require an initial investment in time so that I can become familiar with your tastes. Bainbridge Island has a very diverse selection of homes including waterfront beach cottages, waterfront mansions, private-forested bungalows, multi-acre horse properties, luxury condominiums and quaint residential neighborhoods.

To get an idea of your criteria we will discuss:

Lytle Beach on Bainbridge Island.

• Describe the home & neighborhood you are living in now.
• What do you love about it?
• What would you change about it?
• Do you have children?
• Would you like to live in a neighborhood – or do you want space/acreage?
• Dark cherry or white painted cabinets – or somewhere in between?
• Do you need a home office?
• How long are you expecting to keep this new home?
• How important are views or waterfront?
• Do you want a large yard?
• Are you commuting by ferry to Seattle or Edmonds?
• What does your dream house look like?

… and any other criteria important to you. I believe that with good communication we will be able to find the right fit for you.

Click here to request your customized relocation packet.

The Eagle Harbor Marina on Bainbridge Island.

Financing

Before you call or talk to a mortgage consultant or loan officer, I recommend you have the following documents on hand. Making estimates may steer you in the wrong direction when it comes to figuring out how much you qualify for. And the end, it will save you time and extra calls.

• Your current pay stubs
• Your W2′s for the past two years
• Your personal and business tax returns for the past two years
• Your bank statements for the past 2 months complete with all pages
• Your most recent statements for stocks, bonds, 401k, etc. for each borrower

If you want to play around with numbers, to get an idea of what you may qualify for in regards to a mortgage, this mortgage calculator from Windermere, will give you the basic idea. The calculator is a tool and alone if it gives you numbers you weren’t expecting, please talk to an experienced mortgage consultant for a thorough explanation of how your numbers stack up.

Mortgage consultants, like Tom Rees and Linda Sutherland, can honestly answer your questions and help you find a loan product that best meets your needs and goals.

My Recomended Lender

Eagle Home Mortgage
Home Mortgage Consultant

Offices in Poulsbo and Bainbridge Island
Phone: 206.780.2991
Fax: 360.697.7550
LSutherland@eaglehomemortgage.com

Lodging and Temporary Housing

Bainbridge Island Vacation Rentals - Vacation/relocation rentals for weekends to summer long/multi-month rentals, find furnished rental options here.

The Eagle Harbor Inn - Fine rooms, suites and townhomes near the marina.

Bainbridge Island Beach Cottage – Cute, charming and on Pleasant Beach

Bainbridge Island Best Western Suites - My out-of-town clients get special rates at this convenient hotel, please contact me for more information.